Company profile
- Established SMEs
- Middle-market companies
- Cash-flowing businesses
- Businesses with operating history
What we fund
Capital against identifiable economic value.
SAWYERR funds businesses, transactions, assets and acquisitions where the underlying economics can be understood, measured and monitored.
Businesses
Established, operating and cash-flowing.
Sectors
- Manufacturing
- Agribusiness
- Trade and distribution
- Logistics
- Healthcare
- Energy
Situations
- Growth and expansion
- Working capital constraint
- Contract execution
- Succession and exit
Transactions, assets and acquisitions
What the capital is actually buying.
Transactions
- Purchase orders
- Supply contracts
- Receivables
- Trade transactions
- Inventory cycles
- Contract-backed transactions
Assets
- Equipment and machinery
- Commercial property
- Agricultural assets
- Logistics assets
- Energy infrastructure
Acquisitions
- Majority acquisitions
- Strategic minority investments
- Management buyouts
- Business acquisitions
- Corporate consolidation
Indicative transaction range
Whether you are in the right place.
These are mandate parameters, not promises. Transaction size may vary by strategy, structure and opportunity.
| Strategy | Indicative range | Typical horizon |
|---|---|---|
| Private Credit | NGN 5M – NGN 500M+ | 30 – 180 days |
| Private Equity | NGN 25M – NGN 1B+ | 3 – 7+ years |
| Real Assets | NGN 25M – NGN 1B+ | 3 – 10+ years |
| Infrastructure | NGN 100M+ | 5 – 15+ years |
| Financing type | Typical horizon |
|---|---|
| Trade and transaction finance | 30 – 180 days |
| Receivables finance | 30 – 120 days |
| Asset-backed finance | 90 – 180 days |
| Equipment finance | 12 – 36 months |
Actual duration depends on transaction structure, risk profile, repayment source and investment thesis.
What we require
What we will ask for.
Business
- CAC and company documentation
- Ownership information
- Management information
- Financial statements
- Management accounts
- Bank statements where appropriate
- Existing debt obligations
Transaction
- Contract or purchase order
- Invoice
- Off-take agreement
- Purchase agreement
- Supplier quotation
- Evidence of the underlying transaction
- Use of funds
Risk and security
- Collateral
- Assignment of receivables
- Guarantees
- Escrow arrangements
- Asset title
- Insurance
- Corporate undertakings
Additional documentation may be required depending on the nature and structure of the transaction.
What we do not fund
We deploy capital against identifiable economic value, not financial speculation.
SAWYERR generally does not pursue:
- Consumer loans
- Personal borrowing
- Speculative trading
- Unsecured personal expenditure
- Businesses without an identifiable commercial model
- Transactions with unverifiable counterparties
- Poorly documented opportunities
- Businesses where the proposed use of capital is unclear
Investment criteria
What makes an opportunity investable?
Cash flow
Does the underlying business or asset generate reliable economic value?
Counterparty
Who pays? Who owns? Who operates?
Security
What protects the capital if the thesis does not hold?
Structure
Can the transaction be structured to control the downside?
Management
Who is responsible for execution, and have they done it before?
Market
Is there real, demonstrable demand?
Exit
How does the capital come back?
Alignment
Do the economics incentivise every party correctly?
Does your transaction fit?
Take two minutes to check whether your opportunity falls within our mandate.